Turn ISO 20022 intent into the fastest, cheapest settlement path—automatically.
ISO Router is a Solana-native, ISO-aware smart order router. It reads rich payment intent (amount, currency, purpose code, end-to-end ID) and executes the optimal path across on-chain liquidity, stablecoins, and compliant off-ramps. Stake and govern the network with $ISOR.
Purpose-aware routing
Purpose codes influence path selection and policy checks—payroll ≠ marketplace payout.
Fee-inclusive quotes
One number. Swap slippage, bridge and off-ramp costs included—no surprises.
Structured receipts
On-chain receipts map back to ISO fields for instant ERP reconciliation.
{
"POST /quote": {
"amount": "125000.00",
"ccy": "EUR",
"purposeCode": "GDDS",
"endToEndId": "E2E-48F92C5",
"allowedRails": ["SOLANA_USDC", "PARTNER_FIAT"],
"policy": {"maxLatencyMs": 2500}
}
}
// → returns signed, fee-inclusive quote + expiry
// → POST /settle with auth to execute
Why now
ISO 20022 unlocks structure
Purpose codes, creditor references, and structured party info are finally machine-readable—making programmable routing possible.
Solana makes it real-time
High TPS and low fees let the router evaluate many paths and settle in a blink, even during volatile markets.
Enterprises want choice
Pick the best rail per transfer—USDC on Solana, a partner off-ramp, or a compliant fiat corridor—based on cost, speed, and policy.
What ISO Router does
- Parse intent: read ISO-aligned fields (amount, CCY, purpose/category purpose, end-to-end ID, creditor ref).
- Route selection: score paths by total landed cost, latency, reliability, and compliance policy.
- Atomic execution: swap, bridge (where applicable), settle, and emit proofs via Solana programs.
- Structured receipts: on-chain receipt with references back to the original ISO message.
- Purpose-aware routing impacts path & policy.
- Route auctions—best quote wins, not just fastest finger.
- ZK compliance attestations prove checks without exposing PII.
- Failure-aware fallbacks re-quote and fail over mid-flight if needed.
- ISO receipts & webhooks for straight-through processing.
Fintechs & PSPs
Add “ISO-native crypto settlement” to your product with one API.
Treasury teams
Move supplier payments and payouts with rich remittance data preserved end-to-end.
Exchanges & wallets
Embed compliance-aware cash-out paths as a service—delight users, reduce support tickets.
$ISOR — utility, not hype
Stake-to-route
Operators stake $ISOR to register routing nodes. Winning routes earn routing fees; misbehavior is penalized via slashing.
Priority & discounts
Staked users get priority quoting and fee discounts across app and API.
Govern upgrades
Token holders propose/vote on scoring weights, corridors, fee caps, and treasury grants.
- Name: ISO Router Token
- Ticker: $ISOR
- Type: Utility / work token (Solana Token-2022)
- Fees: Routing fees collected in transacting currency; protocol take-rate distributed to active, honest node operators; small share to treasury.
- Slashing: For incorrect quotes, failed settlements above tolerance, or policy violations.
- Developer credits: Burn $ISOR for API credits & premium analytics.
Parameters, caps, and allocations finalized by governance and published pre-TGE.
How routes are chosen
Inputs
Amount, currency, purpose code, allowed rails, counterparty proofs, and policy constraints.
Scoring
price × reliability × latency × policy-fit with risk-adjusted buffers to minimize re-quotes.
Execution & proofs
Aggregator of Solana DEXs + stablecoin rails + partner off-ramps. On-chain receipts include ISO references & Merkle proofs.
ISO-native features for enterprises
- Structured remittance: purpose codes and creditor refs preserved end-to-end.
- Reconciliations: export ISO-mapped receipts to ERP via webhooks (SAP, Oracle, NetSuite).
- Returns & recalls: model return flows with ISO-like reason codes on-chain.
- LEI-attested counterparties: map LEIs to wallet addresses for safer B2B flows.
- Compliance-first: optional sanctions screening attestations; Travel Rule interfaces where required.
- ZK privacy: prove KYC/AML checks without exposing PII on-chain.
- Audits: contracts audited pre-mainnet; continuous bug bounties.
- Transparency: open metrics for route success, price improvement, and treasury spend.
Run a node & build with us
Run a router, earn fees. Provide quotes, execute routes, submit proofs.
- Requirements: $ISOR stake, uptime SLAs, risk engine, access to liquidity/rails.
- Incentives: dynamic rewards based on fill quality, price improvement, and reliability.
- Step 1: Open the Staking Dashboard
- Step 2: Connect your wallet
- Step 3: Enter the number of tokens you want to stake (min. 1,000,000 $ISOR)
- Step 4: Click on “Stake” and confirm it in your wallet
Quick start:
npm i @isorouter/sdk
// Quote
const quote = await isorouter.quote({
amount: "5000.00", ccy: "USD", purposeCode: "SALA",
endToEndId: "E2E-8B3Z3", allowedRails: ["SOLANA_USDC"]
});
// Settle
await isorouter.settle({ quoteId: quote.id, signature });
FAQ
$ISOR is a utility/work token for staking, access, and governance within ISO Router. It is not designed to represent equity or a claim on profits.
No. Users can pay fees in supported currencies; $ISOR provides discounts, priority, and governance rights.
Active node operators earn routing fees for performing work. There is no promise of passive income.
PII stays off-chain. Optional ZK attestations prove checks were done without revealing raw data.
We start with Solana DEX liquidity and stablecoins; fiat corridors and other rails are added via governance and partnerships.
Crypto assets are volatile and involve risk, including loss of principal. $ISOR provides network utility and governance within ISO Router only. Nothing on this page is financial, legal, or tax advice. Availability of specific corridors/partners may vary by jurisdiction and compliance requirements.